Why two year loans?

Landa's two-year, interest-only loan structure is designed to optimize investment returns. This period allows for the appreciation of property value and growth in cash flow, which can be crucial for maximizing returns.

Additionally, the two-year term provides an opportunity to refinance under potentially more favorable conditions. In the state of Georgia, shorter-term loans (under three years) offer tax efficiencies, further enhancing the overall return on investment. By understanding these strategic benefits, investors on Landa can better appreciate the rationale behind the platform's loan structuring.